Axis Bank Flipkart Credit Card
The Axis Bank Flipkart Credit Card is a special credit card made by Axis Bank and Flipkart to give you extra benefits when you shop. This card is great for people who shop online often, especially on Flipkart, Myntra, and other popular apps like Swiggy, Uber, and PVR. This card helps you save money through cashback—which means a part of what you spend comes back to you. You can use this card anywhere, not just on Flipkart. It works in stores, online, and on mobile apps, just like any other credit card.
About Axis Flipkart Credit Card
- 7.5% Cashback with every transaction on Myntra (With a Rs 4,000 Cashback cap per quarter)
- 5% Cashback with every transaction on Flipkart (excluding Flipkart Health) and Cleartrip transactions (With a Rs 4,000 Cashback cap per merchant per quarter)
- 4% Cashback on Swiggy, PVR, Uber, and Cult.fit and 1% on other spends with no capping on Cashback
- 15% off upto Rs 500 with EazyDiner
- Get 1% fuel surcharge waiver on fuel purchases valid on transactions between Rs 400 – Rs 4000, capped at upto Rs 400
- Get Welcome Benefits worth Rs 350 (a Rs 250 Flipkart Gift Voucher and an instant Rs 100 discount on Swiggy (for users new to Swiggy)
Fees & Charges
- Joining Fees: Nil (Limited period offer)
- Annual fees: Rs 500 + GST
- Get annual fee waiver on spending Rs 3,50,000 or more in a year
Pros
- 5% cashback for all purchases on Flipkart.
- A minimum of 1.5% cash back on all other purchases.
- Access to airport lounges in key cities.
- There is no upper limit on the cashback that can be earned on any of the categories.
Cons
- No cashback for purchases of fuel and wallets.
- Lounge access is only available in metro areas.
- Only 1.5% of non-partner purchases qualify for cash back.
- Only 1.5% cashback on Myntra after devaluation. Earlier it was 5%.
- High annual fee waiver criteria of ₹3,50,000.
Conclusion
The Flipkart Axis Bank Credit Card is a rewarding option for those who frequently shop on Flipkart, Myntra, and select lifestyle platforms like Swiggy, Uber, and PVR. With high cashback rates on key categories and a simple, hassle-free cashback mechanism, it offers solid value for digital-first consumers. However, recent benefit reductions—such as the removal of lounge access and lower rewards on general spends—mean it may not be ideal as a one-card-for-everything solution. If your spending habits align with the card’s cashback partners and you can meet the annual spend for a fee waiver, it remains one of the best lifestyle cashback cards in India.
Eligibility Criteria
- Age: 21 to 60 years
- Cibil Score: 730 and above
- Employment: Both salaried and self-employed individuals are eligible
- Salaried: Minimum monthly income of Rs 25,000
- Self-Employed: Minimum income as filed in ITR Rs 3.6 lac/year
- New to Credit not allowed
Documents Needed
- ID Proof: PAN Card/Form 60/Passport
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips/Form 16/ITR Return
- Photograph: Recent passport-sized photo
