Axis Bank Privilege Credit Card -

Axis Bank Privilege Credit Card

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The Axis Bank Privilege Credit Card is a mid-level card designed for people who shop and travel often. It offers rewards, lifestyle benefits, and travel perks. This card is best for those who spend a good amount every month and like to use their reward points for different things like shopping, travel, or gift vouchers.

About Axis Privilege Credit Card

Get 12,500 Edge Reward Points worth Rs 2,500 on spending Rs 2.5L within your card anniversary year
Get 2 complimentary domestic lounge access per quarter (eight annually) with a Rs 50,000 spend in the past three months
Enjoy exclusive Wednesday Offers with 15% off on flights & hotels (Goibibo, MMT) and 10% off on Swiggy, Amazon Fresh, & Tira (upto Rs 1,000)
Avail Buy 1 Get 1 offer on movie tickets via the District app – upto Rs 250 off, once per month
Get 10,000 Edge Reward Points worth Rs 2,000 on spending Rs 2.5 lakh annually, and enjoy an annual fee waiver on spending Rs 5 lakh
Enjoy exclusive dining privileges with 25% off upto Rs 800 and additional benefits through the Axis Bank Dining Delights Program with EazyDiner
Enjoy a 1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000, with savings of upto Rs 400 per statement cycle

Fees & Charges

Joining Fees: Rs 1500 + GST
Annual fees: Rs 1500 + GST

Pros

Welcome bonus of 12,500 EDGE reward points.
The card offers a 1% Fuel surcharge waiver.
It comes with 24/7 concierge service.
It offers a wide range of insurance cover.
Offers 10 EDGE points on every spent of ₹200.

Cons

No reward points on Fuel & Insurance Transactions.
Gold and Jewellery linked transaction is not permitted for EMI conversion.
No free Golf lessons.
Cardholders need to meet a minimum spending requirement to earn cashback.

Conclusion

The Axis Bank Privilege Credit Card is a good all-round card in the mid-range category. It gives a nice mix of welcome gifts, travel benefits, and flexible rewards. However, it doesn’t offer anything special in areas like luxury travel, high cashback, or premium perks. It’s a good option for people who already use Axis Bank and want a simple rewards card, but smart spenders might find better value in cards made for specific needs like shopping or travel.

Eligibility Criteria

Required Age: 21-65 years
Employment status: Salaried or self-employed
Salaried Income: Rs 50,000/monthly
Self Employed: ITR > Rs 6 Lakhs/annum
Cibil Score: 736+
New to Credit not allowed

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo