Axis Bank Indian Oil Credit Card
- Best For: Fuel
- 10% instant discount on movie
- 100% Cashback upto Rs 250
- 20 reward points
- Upto 20% dining discounts
- 1% fuel surcharge waiver
The Axis Bank IndianOil Credit Card is a smart and useful card for people who drive often and spend money on fuel. This card is made by Axis Bank in partnership with IndianOil, one of the biggest fuel companies in India. It helps you save money every time you fill fuel at IndianOil petrol pumps.
With this card, you can earn reward points on every fuel purchase. These points can be used later for discounts or gifts. You also get a 1% fuel surcharge waiver, which means you don’t have to pay extra charges on fuel transactions. This helps you save even more.
The card is not just for fuel. You can use it for shopping, dining, and other daily expenses. You will earn points on those too. The card has a low annual fee, and if you spend enough in a year, the fee is waived. This makes it affordable and easy to maintain.
If you want to save money, enjoy rewards, and get more value from your daily spending, the Axis Bank IndianOil Credit Card is a great choice. It’s perfect for anyone who drives regularly and wants smart savings.
About Axis Bank Indian Oil Credit Card
- Enjoy accelerated reward points and surcharge waiver at fuel outlets
- 100% Cashback (upto Rs 250) on all fuel transactions in first 30 days
- 20 reward points per Rs 100 spent at IOCL pumps across India
- 1% fuel surcharge waiver
- Upto 10% instant discount on movie tickets via BookMyShow
- Upto 20% dining discounts at partner restaurants
Fees & Charges
- Joining Fees: Rs 500 + GST
- Annual fees: Rs 500 + GST
Pros
- Annual fee waived on spending more than ₹50,000 in a year.
- 100% cashback up to ₹250 on all fuel transactions.
- A surcharge waiver of 1% on fuel spends at any fuel outlet.
- 10% discount on a movie ticket at BookmyShow.
- Accelerated reward points at online shopping.
Cons
- Dining benefit available on a minimum order value of ₹1500.
- The maximum surcharge waiver is just ₹50 per statement cycle.
- GST charged on fuel surcharge is non-refundable.
- There is an upper limit on reward points.
Conclusion
The Axis Bank IndianOil Credit Card is a great card for people who use their vehicles often. It helps you save money on fuel and also gives you rewards on other spending like shopping and dining. The card has a low annual fee, and you can even get that fee waived if you use the card enough during the year.
With this card, you earn points every time you spend, and you also get a 1% fuel surcharge waiver. It is safe, easy to use, and helps you get more value from your regular expenses.
If you are looking for a credit card that saves money and gives rewards, this is a smart choice. Backed by Axis Bank and IndianOil, two trusted names in India, this card gives you the best of both worlds – savings and benefits.
So, if you want to make your fuel and daily expenses work for you, the Axis Bank IndianOil Credit Card is the right card to choose. Apply today and start saving every time you swipe!
Eligibility Criteria
- Employment status: Salaried or self-employed
- Income – Salaried: starting from Rs 15000 & Self Employed: starting from Rs 30000
- Age group: 21-65 years
- Cibil Score: 730 and above
- New to Credit not allowed
- Available across major cities in India
Documents Needed
- ID Proof
- Address Proof
- Income Proof
- Bank Statement
- PAN Card
- Colour photograph
Frequently Asked Questions
1. Can I use Axis Bank IndianOil Credit Card for online shopping?
Yes, you can use the IndianOil Axis Bank Credit Card for online shopping just like any other credit card. It is accepted on most websites that support credit card payments.
2. What are the benefits of the IndianOil Axis Bank Credit Card?
Save on fuel: Get 4% value back as reward points on fuel at IndianOil petrol pumps.
1% fuel surcharge waiver on fuel transactions.
Earn reward points on shopping, dining, and more.
Low annual fee (₹500) and fee waived if you spend ₹50,000 in a year.
Safe, secure, and contactless payments.
3. What are the eligibility criteria for Axis Bank IndianOil Credit Card?
To apply, you must:
Be at least 18 years old.
Have a stable income (salary or self-employed).
Have a good credit score.
Be a resident of India.
4. How can I apply for the Axis Bank IndianOil Credit Card?
You can apply:
Online through Axis Bank’s website or trusted partners.
Fill out the form with your details.
Upload documents like ID proof, address proof, and income proof.
After approval, you will get the card by post.
5. What is the maximum fuel surcharge waiver offered by Axis Bank IndianOil Credit Card?
The card gives you a 1% fuel surcharge waiver at IndianOil outlets. The maximum waiver is ₹50 per month.
6. How is Axis Bank IndianOil Credit Card?
It’s a very useful card for people who drive regularly. You get fuel savings, reward points, and other benefits at a low cost. It is a smart and affordable card for everyday use.
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