Axis Airtel Credit Card
- Best For: Utility
- Get an Amazon eVoucher
- Earn 25% Cashback on Airtel
- 10% Cashback on Swiggy, Zomato
- 10% Cashback on Utility Bill
- 1% Cashback on all other
The Axis Bank Airtel Credit Card is a co-branded credit card offered by Axis Bank in partnership with Bharti Airtel. It is specially designed for Airtel customers who regularly use Airtel services like mobile, DTH, and broadband. This card provides excellent cashback on Airtel payments and also rewards users for spending on popular platforms like Zomato, Swiggy, and BigBasket. With a low annual fee of ₹500, which can be waived off on reaching a certain spending limit, it is a budget-friendly option for people who want to save on everyday expenses.
One of the key highlights of this credit card is the 25% cashback on Airtel bill payments when done through the Airtel Thanks app. In addition, users can get up to 10% cashback on utility bill payments and selected online merchants. However, there are monthly cashback limits and certain conditions, so users need to plan their spending carefully to get the most benefit.
Overall, this card aims to offer value for money to regular Airtel users who want simple and easy cashback on daily essentials. It is not a premium card but serves its purpose well for basic savings on utility and lifestyle spending.
About Axis Airtel Credit Card
- Get an Amazon eVoucher worth Rs 500 on your first transaction using your Airtel Axis credit card within 30 days of card activation
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH & WiFi bill Payments via Airtel Thanks app (Upto Rs 250 per month)
- Earn 10% Cashback on Swiggy, Zomato & BigBasket (Upto Rs 500 Per month)
- Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app (Upto Rs 250 per month)
- Get 1% Cashback on all other spends
- Enjoy 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs 50,000 in previous 3 months
- Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Enjoy Upto 15% Off at partner restaurants via EazyDiner
Fees & charges
- Joining Fees: Rs 500 + GST
- Annual Fees: Rs 500 + GST
- Annual fees waived off on annual spends over Rs 2,00,000
Pros
- High Cashback on Airtel and Utilities.
- Welcome Amazon voucher worth ₹500.
- Discounts at partner restaurants, grocery stores, and online platforms.
- Free domestic airport lounge access.
Cons
- High cashback is restricted to Airtel, and utilities spend categories.
- For general spending, you only get 1% cashback, which is lower than many other cashback cards.
- No International Lounge Access.
- No cashback on fuel purchases or wallet recharges.
Conclusion
The Axis Bank Airtel Credit Card is a good option if you are an Airtel customer and want to save money on your bills and everyday purchases. It gives high cashback on Airtel payments and other common services. However, if you don’t use Airtel or prefer travel and luxury benefits, this card may not be the best fit. For simple savings, it works well.
Eligibility Criteria
- Required Age: 21-70 years
- Employment status: Salaried or Self-Employed
- Income: Starting from Rs 15,000 per month (Salaried), Starting from Rs 30,000 per month (self-employed)
- Cibil Score: 730 and above
- New to Credit not allowed
- Available across major cities in India
Documents Needed
- PAN Card/Form 60
- ID Proof
- Address proof
- Bank Statement or Income proof
- Colour photographs
Frequently Asked Questions
1. Does the Airtel Axis Bank Credit Card provide complimentary airport lounge access?
No, the Airtel Axis Bank Credit Card does not offer free airport lounge access. This card is designed mainly for cashback on Airtel services and utility bills, not for travel benefits.
2. What features and benefits does the Airtel Axis Bank Credit Card offer?
25% cashback on Airtel mobile, DTH, and broadband bill payments (via Airtel Thanks app)
10% cashback on utility bill payments through the Airtel Thanks app
10% cashback on popular apps like Zomato, Swiggy, and BigBasket
1% cashback on other eligible spends
1% fuel surcharge waiver (up to ₹500/month)
3. What are the welcome benefits of the Airtel Axis Bank Credit Card?
Currently, the card does not have any major welcome gift like vouchers or bonus points. The main benefit is access to the cashback features from the start.
4. Is there a joining fee for the Airtel Axis Bank Credit Card?
Yes, the card has a joining fee of ₹500 + GST.
This fee is waived from the second year if you spend ₹2,00,000 or more in the previous year.
5. How can I check my eligibility for the Airtel Axis Bank Credit Card?
You can check your eligibility by:
Visiting the Airtel Thanks app or the Axis Bank website
Filling out the form with your basic details like income, age, and PAN
The bank will check your CIBIL score and other details before approving
